Voluntary car insurance does not have a clear rate set by someone. In different insurance companies, an individual calculation for CASCO. This can be a figure from 8 to 20 percent of the value of the car. What is needed to draw up a CASCO insurance contract?
Instructions
Step 1
First, you need to decide on the insurance company. You can choose any company, depending on your preference. For example, a company included in the top five leaders among insurance companies.
Step 2
Secondly, you need to decide what risks you will insure your car against. This could be one or more risks. For example, as an option - to insure the car only against theft or only from damage, or conclude an agreement on the option "theft + damage". It is possible to insure the car against the actions of third parties or against natural disasters, for example, from a falling tree.
Step 3
Third, you need to decide whether your contract will include a franchise. A deductible is a certain limit of funds by which the cost of your insurance will be reduced and you will have to fork out for this amount if an insured event does occur. There are several types of franchises.
Step 4
Fourth, when everything is decided and determined, you need to drive up to the office or invite an insurance agent to your house and conclude the contract itself. To do this, you need to prepare the car: it must be clean, just like the VIN number. During the conclusion of the contract, many photographs of the car from different sides, wheels, odometer, additional equipment (immobilizer, radio, aviation equipment, alarm), etc. are taken.
