The CASCO insurance policy is a voluntary insurance that allows the owner of the car to reimburse the damage caused to him in the event of damage to the car or its theft. You can get a CASCO policy by contacting one of the insurance companies.
Instructions
Step 1
If you buy a new car, then you can buy a CASCO policy directly at a car dealership - in most of the showrooms there are representatives of insurance companies. Convenience is that your vehicle will not need to be inspected. The insurance agent will simply write out a policy for you, and you will calmly leave without fear for your car from the first minute of purchase. The disadvantages of purchasing insurance at a car dealership include the lack of choice of an insurance company.
Step 2
If you already have a car and you decide to insure it under CASCO, then you should carefully study the offers of large insurance companies, as well as read thematic forums to find companies that have problems with paying insurance premiums. You can go to the website of the Russian Union of Auto Insurers, where you can find a list of insurance companies with revoked licenses. Such companies can offer their policies at attractive prices, but they will not be able to receive payment, most likely, even through a court.
Step 3
Having made a choice in favor of any insurance organization, call the company and consult about the CASCO policy, the cost of which may depend on the car model, its cost, place of operation, the number and experience of drivers allowed to drive and other factors. After that, you can drive up to conclude an insurance deal at the company's office or call an insurance agent to your home or office. In any case, be prepared for the fact that the car will be carefully inspected, and all detected body defects are indicated in the insurance.
