If you do not agree with the amount of compensation paid under the OSAGO agreement, you can write a pre-trial claim to the insurance company
It must be remembered that the claim must be substantiated. Before writing a claim, you need to order an independent examination. The examination must be attended by a representative of the insurance company, although he may refuse your invitation. But you are obliged to notify about the place and time of the independent examination. It is necessary to send a telephone message to the insurance company and make a copy of it for the insurance company. After inspecting the car, the expert draws up a conclusion, which includes the calculation of the cost of refurbishment and materials. Based on this conclusion, you need to draw up a pre-trial claim. In the claim, it is necessary to indicate at what time and in what place the accident occurred, who are the participants in the accident and through whose fault the road accident occurred. Next, you need to state your requirements, indicating the amount of damage caused to your car. On the basis of this claim, the insurance company is obliged to make an insurance payment within three days from the date of your claim. In case of refusal or partial, incomplete, inadequate satisfaction of your claims or lack of response, you can go to court with a claim. In this case, the costs of a representative in court, as well as court costs, are added to the amount of the claim.