In order to insure a car against theft and damage, you need to contact the insurance company. Fill out an application and provide the representative of the insurance company with reliable information about the vehicle.
Instructions
Step 1
Select the insurance company with which you would like to conclude a car insurance contract. Check on the website of the Federal Service for Insurance Supervision, whether the organization has the appropriate license.
Step 2
Contact your insurance company to calculate the insurance rate for your car. You can do this by phone, email, or in person at the insurance company's office. Inform the company employee about the make of the car, the year of manufacture and the data on the drivers who will be allowed to drive the vehicle, as well as the alarm system that the car is equipped with. The specialist of the auto insurance department will tell you the insurance rate, in order to calculate the amount of the insurance premium to be paid, simply multiply it by the value of your car. If you agree with the amount of the payment, proceed with the execution of the contract. Pay attention to the concept of "deductible" - this is the part of the damage that is not paid by the insurance company. If the deductible is excluded, the insurance rate increases, and vice versa, the higher the deductible, the lower the insurance rate.
Step 3
Fill out the application in the prescribed form. Indicate in it the exact information about the car, drivers, parking conditions, where the car is located at night. Attach copies of documents for the car, copies of driver's licenses of persons whom you plan to admit to driving a car with the application.
Step 4
Check the data printed in the policy, which is drawn up by a specialist of the insurance company on the basis of your application. Sign your car insurance policy.
Step 5
Pay the insurance premium in cash according to the receipt or by bank transfer to the current account. Remember that until the cash is received at the cashier's office or on the current account of the insurer, the insurance policy is not valid, and upon the occurrence of an insured event, compensation will not be paid before payment.
