A traffic accident is always unexpected and unpleasant. After all, so many problems immediately arise in connection with it. Especially on the affected side. And one of them is related to how to recover from the person responsible for the accident the damage received during the accident.
Instructions
Step 1
In the event of an accident with minor damage to vehicles, you can cope on your own. Together with the perpetrator of the accident, draw up two identical diagrams, on which indicate exactly how the cars stood, under what circumstances the accident occurred, etc. Reflect all the details in the diagram so that there will be no surprises later. Check everything carefully and only then sign. But this rule is relevant for those accidents, the amount of damage in which will be equal to no more than 25,000 rubles.
Step 2
If your case is much more serious or the culprit of the accident fled the scene, call the traffic police inspectors. They themselves will record the whole situation, draw up a diagram and protocol. You just have to check and sign everything. But it should be borne in mind that the employees of the inspection are not insurance agents, and they will not calculate the amount of damage. Their task is to reliably display all the conditions of the accident that has occurred.
Step 3
There are several options for recovering damage from the perpetrator of an accident. One of them is to negotiate. To do this, you need to agree on the spot (of course, if the second participant in your accident is sane, sober and adequate) to agree with the culprit on compensation for damage. Do not specify the amount immediately. After all, it is not known what invoice the technical center will issue you. As soon as you receive information on how much you need to pay to restore your car, immediately contact the perpetrator of the accident and issue an invoice.
Step 4
If the first option did not work, contact not the perpetrator of the accident, but his insurance company. Write a statement, attach financial documents to it confirming the amount spent on the restoration of the car, and send this package to the insurers. They must figure it out and give their solution. Do not be surprised if your issue is being dealt with for too long - this is normal practice for insurance companies.
Step 5
If the insurance company disagrees with your claim, it will provide you with a written response indicating the amount they are willing to pay you. It often happens that this amount is very much lower than what you requested. If this option does not suit you, you just have to go to court.
Step 6
In order to recover the amount you need, be sure to go through an independent technical examination. Collect all bills and references. Do not forget to certify each of them at the service center. Each paper must bear the seal of the company and the signature of the person responsible for the work performed. The total amount spent on repairs will be the base one that you will set for payment. Then you just have to add additional items of damage, for example, idleness of the car in the parking lot, unpaid working days (if you are a driver), etc.
Step 7
Find witnesses for the trial. Their contacts should be taken immediately after a traffic accident occurs. Witnesses will help you prove your innocence, and their testimony will help the judge more clearly understand everything that happened at the scene of the accident.
Step 8
In some cases, your insurance claim may be partially approved. That is, the insurance company will be obliged to pay part of the costs to you, and the culprit of the accident will pay the difference. You will be able to send the appropriate notice to the respondent, indicating the time when you would like to receive payment from him.
