Transit OSAGO is a short-term motor third party liability insurance contract. In this case, the policy is issued for a maximum of 20 days, and after this period it must be replaced. During the period of its validity, transit OSAGO provides the owner of the vehicle with the same conditions that a regular policy implies.
Features of transit OSAGO
The main feature of the transit OSAGO is the validity period of the policy. In accordance with current legislation, when buying a car, you must register it no later than 20 days from the date of the purchase and sale agreement. Transit OSAGO has a similar validity period.
According to the law, the owner of the purchased vehicle may not show the MTPL policy to the traffic police if less than 5 days have passed since the conclusion of the purchase and sale agreement.
If the owner of the vehicle has registered the car before the date specified in the policy, then he has the right to receive a recalculation of the premium from the insurance company or transfer the remaining amount towards paying for a new CTP policy. A transit policy can be issued for a period of 5 to 20 days.
Where to get transit OSAGO
CTP transit policy is issued by all companies that carry out compulsory motor third party liability insurance. To issue a document, you will need a passport, PTS, driver's licenses of all drivers allowed to drive a vehicle. Transit numbers are entered in the column "vehicle registration number". A vehicle technical inspection coupon for transit MTPL is not required.
Transit OSAGO is especially relevant in situations when a car is bought in one city and registered in another. It is risky to overtake a vehicle without a policy. If you stop by a traffic police officer, you face a fine.
You can get a temporary policy from agents who operate 24 hours a day. However, in this case, it is better to use the services of trusted consultants. You can contact the insurance company at any time before buying a car and get the contact information of an agent who can meet with you at any convenient time.
You can also conclude an insurance contract with insurance brokers. In such organizations, agents usually work for several insurance companies. When registering a transit OSAGO, you can independently choose an insurer or listen to the opinion of a specialist.
Most insurance companies have their own sites on the Internet, which contain not only information about the activities of the organization, but also provide additional services. For example, calling an agent at home or a preliminary calculation of the tariff. You can calculate in advance the cost of the transit CTP and meet with the agent at the specified time.
