Before drawing up a lease agreement for a truck, you must choose a leasing company, familiarize yourself with the terms of equipment provision and the schedule of payments under the contract.
Instructions
Step 1
Select the type and brand of the truck you want to lease.
Step 2
Choose a company that offers lease financing for the selected vehicles. Make sure of the reliability and organization and competence of its employees. To do this, study the reviews of real lessees, read the ratings, find out which banks and dealers this organization has been working with and how many years it has been operating on the market. You can also contact an authorized dealer, they offer their consumers their leasing programs.
Step 3
Find out the financial conditions for leasing the selected truck. Keep in mind that the calculations posted on the company's website are not a public offer and are for informational purposes, so the actual figures may differ slightly from them.
Step 4
Fill out the application in the prescribed form, on the basis of which the specialists of the leasing company will provide you with a detailed calculation of the provision of a truck. If you agree with the numbers, a lease agreement will be prepared for you. Keep in mind that the leasing company may require you to provide documents describing your financial viability or the position of the company if the car is purchased by a legal entity.
Step 5
Examine the transaction agreement. If necessary, agree on the terms with the leasing company, keep in mind that not all lessors will meet you halfway and change the wording of the clauses of the agreement.
Step 6
Study the insurance contract for the truck, without concluding it, the lease contract will not be executed. Keep in mind that many leasing companies work with specific insurance companies and the insurance rate is not negotiable. If the lessor does not impose an obligation to insure the car with a specific insurance company, you can hire any insurer, in which case the insurance rate will most likely be significantly lower.
Step 7
Sign the lease agreement. The lessor will accept a truck from the seller and transfer it to your possession and use on the basis of an acceptance certificate.
