Buying a car on lease gives a lot of advantages. First, leasing does not reduce the company's ability to obtain additional loans, because it does not affect the ratio of borrowed and own funds. Secondly, leasing is an opportunity for accelerated depreciation, and, as a result, savings on property tax several times over.
Instructions
Step 1
Remember that leasing is one of the most optimal schemes for the acquisition of fixed assets by enterprises. This is due to the favorable tax regime. Buying a car on lease, you are exempt from various commissions that you would have paid when applying for a car loan.
Step 2
Please note that when buying a car on lease, it remains the property of the lender until the car is fully repaid. And in addition to paying monthly payments, you will also pay interest. The interest rate will depend on the time for which you want to issue the installment plan and on the reputation of your company. As a rule, companies lease equipment and transport. Remember that only individual entrepreneurs and legal entities that have been operating for at least six months can use leasing.
Step 3
Remember that three parties take part in drawing up a lease agreement: the seller of the car (he, as a rule, is also the supplier), the leasing company and the recipient of the car in lease. Therefore, the lease agreement is represented by an agreement with a leasing company and a property sale and purchase agreement. First, accounting documents and statutory documents are considered. Then, the leasing company enters into a sales contract with the seller of the car, purchases and transfers the car to you for use. Usually, the time for consideration of an application for the purchase of a car on lease is about 7-10 days.
Step 4
To register a car under the leasing system, you will need to prepare a package of documents, which includes the following items:
• Articles of association;
• Decision / protocol on establishment;
• Notarized copies of the lessee's constituent documents;
• Memorandum of Association (if there is more than one founder);
• A photocopy of the manager's passport;
• Certificate of registration with the tax authority;
• Certificate of state registration;
• Document on the assignment of OKPO codes from the Department of Statistics of the Russian Federation;
• Copies of decisions of the relevant body of the enterprise on the appointment of the head, as well as the order on the appointment of the chief accountant, certified by the signature of the head and sealed by the Lessee;
• Copies of quarterly and annual balance sheets with attachments (forms No. 1, 2, 4) for the last six months of the enterprise;
• Customer profile;
• Application for a car leasing;
