Auto Tips 2024, November
Each car owner had a choice: OSAGO or CASCO? This is an extremely important question, as if you make the wrong choice, you can lose a lot of money in the future. OSAGO - compulsory motor third party liability insurance. OSAGO was introduced in Russia back in 2003
Winter time is coming, which means the number of accidents on the roads increases dramatically. Everyone needs to know and remember the actions in case of an accident, because even if you are confident in your driving, you cannot know how the car in the neighborhood will behave
If your car has been a victim of an accident, then according to the law, the insurance company must pay you money within fifteen working days from the moment you submitted the last document. However, in practice, interaction with policyholders is difficult
Insurance payments for OSAGO are strictly limited by the state. The maximum in 2014 is 120 thousand rubles. In order to increase this amount, you need to purchase an extended MTPL policy. It provides additional vehicle liability insurance. Another name for the policy is DSAGO
Voluntary car insurance does not have a clear rate set by someone. In different insurance companies, an individual calculation for CASCO. This can be a figure from 8 to 20 percent of the value of the car. What is needed to draw up a CASCO insurance contract?
Diesel passenger cars are gaining popularity due to their economy, unpretentiousness, reliability and high torque. However, few car owners know about the features of diesel service and about the service itself in general. Instructions Step 1 Do not spare funds for the purchase of consumables
Most drivers are not too puzzled by the question of which company to choose for insurance. This is understandable: time is precious, and to understand all the legal nuances is hardly enough patience, desire and knowledge. In addition, why bother with a choice if the rates of OSAGO are the same everywhere?
Inspection or technical inspection is the procedure for checking the proper condition of the vehicle. Technical inspection is needed, first of all, to improve the safety of vehicles. Since 2012, technical inspection has been carried out by technical inspection operators accredited by the Russian Union of Auto Insurers (RSA)
The CASCO insurance policy is a voluntary insurance that allows the owner of the car to reimburse the damage caused to him in the event of damage to the car or its theft. You can get a CASCO policy by contacting one of the insurance companies
The bonus-malos coefficient, which is used when calculating the cost of OSAGO insurance for a car, often becomes a stumbling block between the car owner and the insurance company. What to do if MSC is calculated incorrectly and how to return the previous benefits?
Car insurance allows you to indemnify for damage or loss of a vehicle. In addition, it holds the driver himself liable to third parties. Owner's liability insurance Motor third party liability insurance is a compulsory type of auto insurance in most countries
For every car owner, the choice of a CASCO insurance program is very important. The promptness of solving problems that may arise in the future depends on this document. There are several options for choosing a profitable insurance program. There are certain criteria for choosing a CASCO insurance program
Are you thinking about protecting your car from external unpleasant factors: collisions, falling objects, illegal actions of third parties? A voluntary vehicle insurance agreement (CASCO) will come to the rescue. CASCO is the only way to save your car and avoid unpleasant financial costs associated with damage or loss
The insurance payments for compulsory motor third party liability insurance are decreasing. What compensation to expect and what is the reason for the decrease in the amount of payments? In accordance with the decision of the Supreme Court of the Russian Federation, damage from road accidents will be calculated using a single method, taking into account the deterioration of the vehicle
The car insurance market is simply replete with unreliable sellers and impudent scammers who often offer fake OSAGO policies. And in order not to get into a mess and not to lose your money and nerves, consider an official and reliable method of authentication
Even those who are accustomed to constantly driving cars leave their vehicles from time to time and automatically become standard pedestrians. If there is a desire to violate the traffic rules, it is worth remembering not only about the possible imposed fines for pedestrians, but about the danger to health and life
Even a very accurate driver with extensive experience is not immune from accidents. One of the mandatory points in this case is the notification to the insurance company. Should the person responsible for the accident do this? The legislative framework Notifying the insurance company is a duty that was spelled out in the current legislation, and not an ordinary gesture of civil responsibility and goodwill of the person guilty of an accident
You bought a car, drove it to the garage, and there you noticed that your new car has some kind of defect. Returning a vehicle is not a very difficult thing, but you need to know how to do it correctly. Instructions Step 1 When buying a vehicle, every driver wants to get a reliable and high-quality car
PTS, or vehicle passport, is a special document that contains information about all owners of a car, information about the car itself and data on its registration. What is it for and by whom it is issued The main purpose of the PTS is to allow the vehicle to be used on the road, to strengthen the fight against theft of cars and to control the payment of customs duties
A painted car disguised as a new one, other equipment has been installed, the cost of the car is higher than promised - this situation is not a myth, but a harsh reality. Car dealerships are not uncommon. Inspired by the upcoming purchase, many customers become inattentive, which is what car dealerships use
Motorists know that road safety directly depends on the cleanliness of the windshield. However, it sometimes happens that in rainy weather, ordinary frame brushes do not provide sufficient effective cleaning of the glass, and in winter they may even freeze to it
When preparing a car for operation in the autumn-winter period, every motorist knows that along with replacing summer tires with winter ones, it is necessary to pour an anti-freeze liquid into the washer reservoir, as it is also called: “anti-freeze
The car interior may become wet due to flooding, heavy rainfall, etc. It is recommended to dry it as soon as possible to prevent the appearance of mold and unpleasant odors. Instructions Step 1 Dry the car's soundproofing layer
Currently, driving license revocation in Russia is possible due to many different violations. The most common of them is the revocation of driving license for drunk driving and driving into the oncoming lane. Depending on the violation itself, the term of rights and the procedure for calculating this term change
Buying a car on credit is quick and easy, especially when dealing with a car dealership and a bank. However, if the circumstances are such that there is no way to continue repaying the loan or there is a need to change the car, the loan car can be sold
To feel comfortable in your own car, you need to purchase seat covers. When choosing them, pay special attention not only to the type of product, but also to the quality of the fabric and the method of attachment to the seat. Instructions Step 1 T-shirt covers are the cheapest way to protect the interior
Correctly set ignition timing directly affects vehicle dynamics, fuel efficiency and overall durability. With late ignition, the engine overheats, loses power due to incomplete combustion of the working mixture and over-consumes fuel. Too early provokes knocking knocks in the engine, power also drops, and valves and pistons may burn out
Often, a long-term car loan is associated with a lot of risks and unforeseen circumstances. And even a well-developed foresight does not save one from life's surprises. If circumstances do not allow you to continue repaying the loan or you have a strong desire to change the car for another, the way out is to sell the car on credit
Buying a car in Minsk is a profitable business. Cars imported to Belarus are processed according to the rules and rates of the European Customs Union, and no additional fees are charged for resale to Russia. Everyone who bought a car in Minsk benefited from such a purchase 30-50% compared to the purchase of the same vehicle in their city
Car tax refers to transport taxes. It is charged from the car owner, in whose name the vehicle is registered. The object of taxation, tax base, tax period, calculation procedure and tax rates are determined by Federal legislation, otherwise the legislation of the constituent entities of the Russian Federation should be followed
Before looking for a place where you can buy a car as cheaply as possible, the future car enthusiast is determined with the main question: what kind of car he is going to buy, new or used. Have you decided? Then go looking for the best deals for the sale of a car
Recently, it has become very popular to bring used foreign cars to Russia from Belarus. There they are cheaper than at home, and the quality is much better. Cars cleared by customs before 2010 are imported into the territory of our country without any duties
German cars are some of the best cars in the world, they are distinguished by a high level of reliability and quality. Germany is famous for the largest car market in Europe, which is located in Essen. You can easily get there and buy the car of your dreams, and then quite confidently drive the car to Belarus, saving money when buying a car
A trike is a three-wheeled vehicle made from the front of a motorcycle and the back of a car. Differs in high comfort, bright appearance, stability on the road. Self-construction of a trike depends entirely on the imagination and capabilities of the builder
The Tavria car is agile, economical and beautiful. And although the design of this vehicle is not similar to the design of modern Western cars, this does not affect the popularity of this brand in the least. Some car owners are modernizing their "
Families with 3 or more children are considered to be large. An ordinary passenger car can accommodate 5 people, but given that all children should ride only in car seats, and only 2 are normally installed in the back seat, such cars are inconvenient for large families
How to deal with the fact that gasoline is getting more expensive? You need to save it! Experienced motorists know many secrets on how to reduce gas mileage. 1. Keep the engine clean and tidy This is the very first rule for saving gasoline
A front-wheel drive vehicle has handling characteristics that show up on slippery surfaces. On an ordinary, dry surface, when there is no wheel slip, there are practically no differences in the behavior of the rear-wheel drive and front-wheel drive cars
Buying or selling a car under a general power of attorney is the most popular way to register a car for another person in Russia. The seller gets rid of the need to go through lengthy procedures for removing the car from the register, and the buyer gets the right to drive the car for the entire duration of the power of attorney and re-register the car for himself whenever he wants and without the participation of the seller
Today, you can buy on credit not only a new car, but also a used one. It's just that in this case there will be a slightly different interest rate (usually upwards) and a slightly larger package of documents for registration of the car. It is necessary -passport